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No Teletrack Payday Loans: Bad Credit Accepted (Direct Lenders)
If you're looking for "no teletrack payday loans" then you probably need cash advance with easy and fast approval.
Payday loans have been around for a number of years now and serve as a great way to help people who need some extra cash to tide them over until their next pay check.
We all know that no matter how hard we try to manage our finances so that everything works out perfectly in the month, it's still common to run into unexpected bills and emergencies that require extra cash.
That's why payday loans can be very helpful, and we're here to help you apply for one.
They are designed as a quick solution for temporary financial hiccups.
Perhaps you desperately need to buy a new outfit for a job interview, but payday isn't for another couple of weeks.
Maybe there's one month where you just don't seem to have enough to cover all the bills, and you don't want to risk lowering your credit score or getting into trouble with debt agencies by not making those all-important payments on time.
Our loan request platform can help anyone who meets the basic requirements, so whether you're desperately struggling to find some extra cash or you'd just like to have some extra money swimming around for the next few weeks, we're here to help.
How does Teletrack work?
Teletrack is a service used by payday lenders across the country to assess a potential borrower’s creditworthiness. It is a type of credit check that looks at the borrower’s loan and credit history but is not associated with the traditional rating agencies such as Equifax, Experian, and TransUnion.
The Teletrack system also goes a step beyond a regular credit check, taking in to account payment behavior for rent and utilities, and their Decision Manager process combines all this with your earnings and employment status.
What is a no Teletrack payday loan?
It is a payday loan issued without a Teletrack check. This simply means the lender prefers to use a traditional credit check or other method for assessing creditworthiness.
They are small loans (usually between $100 and $1,000) that you are required to pay back at the time of your next payday (usually no longer than 2 weeks).
You can get the cash in as fast as 24 hours, so there's none of the waiting around that you get with taking out large loans from the bank - which is perfect for emergencies.
With our simple loan request form and the lender's easy online application process, getting a loan couldn't possibly be easier!
Advantages and disadvantages of no Teletrack payday loans
Borrowing from a lender without Teletrack means you could be more easily approved. This is a benefit if you have struggled to repay loans in the past and the lender does not recognise this. The process can also be quicker if no Teletrack takes place, which is ideal if you are in an emergency and need cash fast.
One of the main disadvantages is that such loans can come with slightly higher interest rates to offset the risk of not looking deeply in to your credit and financial history.
Some online lenders who promote no Teletrack or guaranteed approval might not be genuine and you’ll need to take more time to research their legitimacy.
Repaying such loan successfully might also have less of an impact on your credit score, because the lender is less likely to be reporting to the Teletrack database or other credit bureaus.
You can get a payday loan of up to $1000 through our system, so whether you need a large amount or just a couple of hundred dollars to see you through until your next payday, we're here to help.
You can choose the amount that you want to borrow in our loan request form, but once transferred to the direct lender they may offer less, depending on the information you provide and specific state laws.
Can I get a no Teletrack payday loan?
Most people are perfectly qualified to get a loan, but if you're unsure, here are some of the boxes that you need to tick in order to be considered:
- You need to be a legal US citizen of at least 18 years of age in order for us to match you with a lender. You can't take out loans before you're 18, and that's not our rule - it's the law!
- You must have a job at the moment or a source of income of at least $1,000 a month, to ensure you have the means to make repayment.
- You need at least a basic checking account so the lender can deposit the funds and take the repayment.
What do I do next?
We really value our users, so we've made the process as easy as possible for you. If you want to apply for a payday loan, all you have to do is fill out one simple loan request form on our site and we will then do our best to match you with a direct lender from our network.
Lenders don't need to know why you're taking the loan out. Whether you're planning a secret break away for your partner or you want to indulge in a shopping spree with friends at the weekend, we won't judge! Just remember it is still an important commitment and using it to pay off other debts is a quick way to get in to further trouble.
There aren't any hidden fees involved, so you'll know straight away how much you actually need to pay back, but if you miss this date there may be added interest and other charges.
The process is usually carried out exclusively online and even if the lender requests a few documents, there may be no faxing involved if you can forward digital copies. Still sometimes you will need to send some documents over fax. You still may reject a loan offer, but if you agreed to the terms of the loan offered by your lender and sign loan agreement - the money will then be deposited in your designated bank account in as soon as the next business day.
Got any questions?
If you have any questions about the whole process or payday loans in general, please feel free to get in touch. Alternatively, you can check out our FAQ page - somebody has probably asked the questions before you, so we've taken the time to compile some answers which will help you.
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