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No Teletrack Payday Loans: Bad Credit Accepted
If you're looking for "no teletrack payday loans" then you probably need cash advance with fast approval and with no third party involved.
Payday loans have been around for a number of years now and serve as a way to help people who need some extra cash to tide them over until their next paycheck.
We all know that no matter how hard we try to manage our finances, it's still common to run into unexpected bills and emergencies that require extra cash.
That's why payday loans can be helpful, and we're here to help you apply for one.
They are designed as a solution for unpleasant financial hiccups.
Perhaps you desperately need to buy a new outfit for a job interview, but payday isn't for another couple of weeks.
Maybe there's one month where you just don't seem to have enough to cover all the bills, and you don't want to risk lowering your already bad credit score or getting into trouble with debt agencies by not making those all-important payments on time.
Our payday loans request platform can be used by anyone who meets the requirements, so if you're desperately struggling to find some extra cash, we can probably help.
How does Teletrack work?
Teletrack is a service used by payday lenders across the country to assess a potential borrower's creditworthiness. It is a type of credit check that looks at the borrower's payday loans and credit history but is not associated with the traditional rating agencies such as Equifax, Experian, and TransUnion.
Unlike traditional credit check, the Teletrack system takes into account your payment behavior for rent and utilities, and their Decision Manager process combines this with your earnings and employment status.
What is a no Teletrack payday loan?
It is a payday loan issued with no Teletrack check being performed. This simply means the lender prefers to use a traditional credit check or other method for assessing creditworthiness.
They are small payday loans (usually between $100 and $1,000) that you are required to pay back at the time of your next payday (usually no longer than 2 weeks).
You can get the cash into your bank account on the next business day, so there's none of the waiting around that you get with taking out large loans from the bank.
With our short payday loans request form and the lender's online application process, getting payday loans is streamlined.
Pros and cons of no Teletrack payday loans
If your credit score is low, borrowing from a direct lender that doesn't use Teletrack means you could be more easily approved for a cash advance. This is a benefit if you have struggled to repay cash loans in the past and the lender does not recognise this.
One of the main disadvantages is that no teletrack loans can come with higher interest rates to offset the risk of not looking deeply in to your probably bad credit and financial history.
Some online payday lenders who promote no Teletrack, guaranteed approval, or no credit checks might not be genuine and you'll need to take more time to research their legitimacy. There is no guaranteed approval as all lenders have certain eligibility criteria and you may still get rejected for some reason.
Repaying such cash loan successfully might also have less of an impact on your credit score, because the direct lender is less likely to be reporting to the Teletrack database or other credit bureaus.
You can get a cash advance of up to $1000 through our system, so whether you need a large amount or just a couple of hundred dollars to see you through until your next payday, we're here to help.
You can choose the amount that you want to borrow in our loan request form. Once transferred to the third party direct lender and their application form, you may be offered less depending on your employment history, lender requirements, and specific state laws. Please note: residents of Arkansas, New York, Vermont and West Virginia are not allowed to use our service.
Can I get a no Teletrack payday loan?
Even thought there is no guaranteed approval, most people are likely to be qualified to get payday loans and installment loans. If you're unsure, typical minimum requirements include, but may not be limited to:
- Age: you need to be a legal US citizen of at least 18 years of age in order for us to match you with a lender. You can't take out payday loans before you're 18 years old, and that's not our rule - it's the law!
- Income status: you must have a job at the moment or a source of income of at least $1,000 a month, to ensure you have the means to make repayment.
- Bank account: you need at least a basic checking account so the direct lender can deposit the funds and take the repayment.
- Military status: you may not be a regular or reserve member of the Army, Air Force, Marine Corps, Navy or Coast Guard.
What do I do next?
If you want to apply for payday loans, all you have to do is fill out one simple payday loans request form on our site. Submit your name, email address, phone number, requested loan amount and other information, and we will then try to match you with a direct lender from our network.
There aren't any hidden fees involved, so you'll know straight away how much you actually need to pay back, but if you miss this date there will be added interest and other charges.